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WHAT IS AN HSA | ELIGIBILITY | DEDUCTIBLES & CONTRIBUTIONS | QUALIFIED EXPENSES | FAQ

HEALTH SAVINGS ACCOUNT ELIGIBILITY

  • Any individual that:

    • Is Covered By A Qualified High Deductible Health Plan (HDHP)
    • Is Not Covered By Other Health Insurance
    • Is Not Enrolled In Medicare
    • Can’t Be Claimed As A Dependent On Someone Else’s Tax Return
  • Other Permitted Healthcare Coverage:

    • Specific Disease/Illness, Disability, Dental, Vision, & Long Term Care
    • Employee Assistance, Disease Management, or Wellness Programs
    • Drug Discount Cards
    • Eligible for VA Benefits (Unless Received VA Health Benefits Over Past 3 Months.)

HSA QUALIFIED HDHP: 2010 FIGURES - INDEXED ANNUALLY

  • INDIVIDUAL: HDHP must have a minimum deductible of $1,200 with a $5,950 cap on out-of-pocket expenses.


  • FAMILY: HDHP must have a minimum deductible of $2,400 with a $11,900 cap on out-of-pocket expenses.