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    The Heart of What We Do
    Learn how an HSA can lower overall healthcare costs,
    reduce taxable income and even help plan for retirement.
  • Need to Open An HSA?
    Enrollment is quick and easy
    Open your HSA safely and securely in one simple step.
  • Already Have an HSA?
    Access Your Account Online
    Make deposits, check balances, pay bills, manage investments
    and so much more...all from the comfort of your home!
  • Agents & CPAs
    One Stop HSA Solution
    Register for free to take advantage of our custom
    turnkey HSA solutions with residual income opportunity.


Open your health savings account safely and securely in one simple step.  Fill out the form, and we'll do the rest.


Open Your HSA

HSA 101

Engage to fully maximize your HSA by understanding the annual limits, qualified expenses and triple tax advantages.


Learn About HSAs


Access your HSA online to make deposits, check balances, pay bills, manage investments and so much more.


HSA Member Login


Your one stop turnkey HSA solution for all your marketing and educational needs, with residual income opportunity.


Register for Free

Welcome to American Health Value

Serving our members since 1996, our mission remains a constant:  to provide the most efficient, economical and user-friendly
Health Savings Account program for employer groups and individuals nationwide.  Others may offer HSAs, but we KNOW them.

We are passionate about Consumer-Driven Healthcare and work diligently to provide accurate and relevant education to fully maximize your HSA.  Our vision is to have all Americans in charge of their own healthcare decisions and have the necessary resources to do that.  HSAs play a major role in accomplishing this lofty goal and that is our specialty and commitment.

Our company stands on the core belief that integrity, trustworthiness and a real commitment to customer service is the formula for success.  We strive to embody these principles at each and every opportunity we have to serve you. 

So whether you are an individual or an employer of any size, our knowledgeable team of HSA Specialists are ready to put our years of experience to work for you.  We invite you to explore our website or contact our office.

Thanks for visiting and we look forward to working together.

-Your Health Savings Account Team


HSA Media

Save on Healthcare Costs with an HSA

The best kept secret and most affordable insurance plan offered today is an HSA health plan. Want to keep more of your own money and still have the protection of quality insurance? Talk with your agent and check out an HSA from American Health Value.

Why Choose An HSA?

Why Choose Us?

Where you open your HSA can make a huge difference to maximizing all the benefits.  With us, all your questions are answered immediately and accurately by a live, caring and knowledgeable HSA specialist.  If it matters to you, it’s important to us!

Why Choose AHV

Listen to Forbes Magazine Interview

Our President & CEO Michael Berry sat down with Forbes Magazine for an interview about HSAs and the importance of choosing the right administrator.

Listen to HSA Interview

HSA Members

Access Your HSA

Check balances, pay bills, transfer funds, manage investments & much more!

Access My HSA


Make A Deposit

Add funds to your HSA safely and securely using a debit or credit card online, in one simple step!

Make HSA Deposit


Contribution Limits

Check the insurance requirements and contribution maximums for HSAs for the current tax year.

View HSA Limits


Eligible Expenses

See what medical products and services you can and can't use your HSA funds to purchase.

View Eligible Expenses



Vince & Maria Corsi

Louisville, KY

Robin has been a terrific help to us in explaining our HSA accounts (contributions, min, max, etc.) that we currently have.  We specifically keep her name and number i ...

Avis Quinlan

San Juan Capistrano, CA

I have been a member of American Health Value for close to 20 years and have nothing but the utmost respect for each and every one of their staff.  They are int ...

Karrol Williams

Baker, MT

Chasity, thank you soooo much for your help.  You have been very helpful and accommodating in getting my problems fixed.  Please forward this to your supervisor as I fee ...

Juanita Melton

Administrative & Contracts Manager
Greenville, IN

Fran is the best!  If there is a way to get something done with a health savings account, she knows it.  Thanks F ...

Glennie Henry

Swanzie, NH

Steffani, thank you so much for correcting this information for me.  You have saved me and my family a great deal of time and money.  Please pass this email on to your ...


Boise, ID

I'm so impressed with your prescription discount card!  I just had a prescription filled that retails for $75.  I handed the Rite Aid pharmacist my insurance compan ...

Alex Chai

Billings, MT

My name is Alex Chai and I recently contacted American Health Value to ask about my account.  I wasn't even sure it was active anymore since I had not used ...


Malden, MA

Steffani, thank you so much for your assistance with all of this.  You and the rest of the staff at AHV are always so accommodating.  You have the best customer service ...

Julie Hester

Reno, NV

Thank you so much for being so awesome at what you guys do.  I have not had one bad experience with anyone here in the past two years.  You guys are organized and you kno ...

Lisa K.

Marlborough, NH


Thanks again for your help today setting up my password and ID.  It was good to get this resolved so quickly, so thanks for making the special effort to ...

Bethany Morgan

Seattle, WA

I love your Free 6-in-1 Discount Card!  While driving one day, I saw a banner from a local dentist advertising a special on a dental cleaning, exam and teeth whitening for ...

Christina Jenkins

Denver, CO

Since I have found this card I have saved over 60% on all my prescriptions.  Money is tight these days and every little bit helps!  I love this card!  Thank you gu ...

Joyce Spencer

Portland, OR

I put off yearly visits to the dentist because I had no dental insurance.  Each annual visit that passed, I worried a little more about what was happening with my dental h ...

Lynn Campean

Sanibel, FL

Comment from a Member to Her Insurance Agent:
My service at American Health Value has for the last five years been wonderful.  They are always pleas ...

Lisa Kerber

New Hampshire


You've been the most helpful, patient, knowledgeable and understanding representative I've ever communicated with, anywhere, and you can share my ...

Juanita Melton

Greenville, IN

Fran I am SOOO glad to have you as a resource. Government regs have always been confusing, but they are becoming even more so now. You have always gone out of your way to m ...

Teri M.

Maumelle, AR

Fran thank you so much for listening to my madness!  I know you played a HUGE role in getting our problems resolved.  I am so thankful for wonderful people like you ...

Pam M.

Salem, SC

"My husband and I talked with your employee Chasity two times today about our Health Savings Account and I wanted to let you know that you hit the jackpo ...
Andrew Wise

Los Altos Hills, CA

I have been a satisfied customer with your firm for well over five years.  Your staff always delivers patient, knowledgeable, prompt and courteous service, bot ...

David Hassan

Flower Mound, TX

My company opened HSA accounts with American Health Value in 2008.  In the fall of 2011, I decided to move the HSA accounts to the "Big Bank" where I co ...