An HSA is a savings account that you use to pay for your routine health care expenses.

HSAs contain funds that are owned and controlled by you, the account holder.

HSA savings rollover every year for your health care expenses and/or retirement.

An HSA is portable, the funds remain with you regardless of employment.

What power does an American Health Value HSA give you?

The power to choose the health care professionals, services, and products that are best for you.

The power to save money by purchasing a lower-cost, high-deductible insurance plan. HSA funds pay for your qualified and routine health care expenses; insurance kicks in when you have extraordinary health care expenses.

The power of financial security and retirement planning with HSA contributions that are tax deductible and earn interest tax deferred.

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* Federally Qualified HSA: To have a Federally Qualified HSA, you must purchase and maintain a high-deductible insurance policy and you cannot be covered by another low-deductible insurance policy.

* Note on compliance with your health plan: This Internet site describes services and benefits of the American Health Value HSA Account, which are subject to change without notice.  It is not intended to provide legal, health, or tax advice.  Consult your own legal, medical, and tax counsel for guidance on issues that may be affected by your specific circumstances.

* Please note the conditions of your plan: If you intend to use the American Health Value HSA to pay your deductible or other services covered under you health care plan, we strongly recommend that you always comply with the conditions of your plan, including pre-certification requirements.