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Tuesday, November 13, 2012

Dental Pain, Dental Discount Card

Going to the dentist can be painful, both in the mouth and the pocketbook.  As everybody is aware, dental services are never covered under your health insurance policy...which means you typically can choose 1 of 2 options:

Buy More Insurance!
  • More specifically, dental insurance.  This is a supplemental policy with additional monthly premiums you have to pay, to then get the "luxury" of paying less (in the form of a percentage discount) overall at the dental office when you go.
I love insurance!

 

Bite the Bullet!
  • Head into the dental office and pay the retail value of the procedure, which is always considerably higher than the amount quoted to someone with dental insurance.  Typically, you can get a small "no insurance" discount off the retail cost if you ask for it, so be sure to do so if you go this route.
Bite the Bullet

 

As far as we're concerned, these aren't options...which is exactly why we went out and did something about it.  Welcome to Option Number 3:  American Health Value's Free Healthcare Discount Program.

 
This is a free program that gets you huge discounts on Pharmacy, Dental, Vision, Hearing & Medical Lab Testing.  There is no catch, there are no fees, no premiums or start up costs, and the free healthcare discount card is printable directly from our website for immediate use.
 
Click to learn more about all the different programs available with the Free Healthcare Discount Card.
 
Free Healthcare Discount Card
 
 
However, in this post we're talking about the cost of dental work...so back to how you can save some money at the dentist:
  • Free Dental Discount Card:
    • Print the free card, locate a participating dentist by zip code, & save up to 50% off dental services.  It's that simple.
We were curious as to exactly how much each scenario would cost, and more specifically, how much money our free dental discount card would save somebody at the dentist - so we conducted a little experiment.
 
We found a local dental office that accepted dental insurance, walk-ins with no insurance, and our free discount card.  We simply called them up and asked for price quotes on the exact same procedure, from the same dentist, for each of the three payment options.  Here's what we found:

 

The Cost of a Crown

Looks like our free dental discount card stacked up pretty well to say the least...

 
Let's take a look at some additional common dental procedures and the free dental discount card's average savings:
 
Dental Discount Savings
 
As you can see, this free card packs a pretty serious punch.  If you don't have dental insurance, this card will significantly help to alleviate some of the burden of dental costs for anyone that uses it.
 
Share on Social Media
 
 Head out to our website to print the card or locate a participating dentist in your area, and feel free to share this card with anyone who can use it.  Click the social media buttons below to share/forward the link to get it in the hands of employees, friends, family, whoever you think could benefit.
 
Please know we're always here to help, so if you have any questions don't hesitate to visit our website or give us a call.  We know everyone is watching their expenses, and hopefully this card is able to provide you some significant health care savings in these unpredictable times.

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Posted by HSA Admin at 11/13/2012 7:39:00 PM
Tuesday, October 16, 2012

Live to Bfit 5k Run/Walk

Once again members of the American Health Value staff participated in the Live to Bfit 5k Run/Walk sponsored by the Idaho Business League.  This 5k benefited Camp River Run and was held in conjunction with the 20th annual Health, Beauty and Fitness Fair.

AHV Staff at the Live to Bfit 5k

This year's event was held last weekend on Saturday, October 6th.  It was a beautiful Autumn day made all the more exciting by the repeated sighting of a young cougar along the Greenbelt (race route) down by the Boise River.  We're happy to report that nobody was eaten, and fun was had by all!

Camp River Run

About Camp River Run:  Inspired by nature and flowing with optimism, Camp River Run offers children who battle life-threatening or disabling medical conditions an outdoor camp experience to rejuvenate their youth and strengthen their spirits!  To donate, or to learn more about Camp River Run visit their website:  http://www.CampRiverRun.org


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Posted by HSA Admin at 10/16/2012 5:50:00 PM
Friday, September 14, 2012

American Health Value at IHC Forum West 2012

Last week we had the opportunity to head down to Las Vegas, NV for the annual IHC Forum West Conference!  This particular conference is 100% dedicated to consumer-driven healthcare, innovative health and benefits management, and tips and strategies for navigating today’s uncertain and ever-changing healthcare landscape.
 
We had the chance to sit down with so many amazing people from companies large and small, from all across the nation.  Everyone had the same goals in mind: advance consumer-driven healthcare regardless of the political climate, and help to educate and implement it into the nation’s work force.  
 

Attendees at IHCForum West ranged all over the board from national banks to massive employers like Target, to national hospitals, insurance carriers, and tech startups.  We wanted to highlight one in particular, as an example of the forward-thinking individuals and companies we got the chance to network with during the event.  Below is our National Marketing Director Rebecca Messreni with a man by the name of Aaron Burke, who founded OVO Health.

Rebecca with OVO Health at IHC Forum West 2012

OVO Health is a tech startup that will shortly be launching in several major cities across the country.  As they state on their website, “Why pay $50,000 for a knee replacement when the same quality of care costs $15,000 down the street?”  OVO Health lets you type in your zip, pick your procedure, and see all the local (registered) doctors and their pricing.  This is a brilliant way to create an open free-market system with cost transparency for the patients, while simultaneously creating a great marketing and branding opportunity for the local doctors’ offices to earn new (and recurring) business.

OVO Health

 

Brilliant idea, especially when it’s applied with consumer-driven health care & health savings accounts.  People are spending their own money, and they want to shop around and be better consumers.  This kind of thinking coupled with this kind of technology allows them to do just that, and very effectively!


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Posted by HSA Admin at 9/14/2012 7:10:00 PM
Thursday, June 21, 2012

Eye Chart

 Avoiding the eye doctor because it's too expensive?  Believe me, you're not alone.  The exam often runs a couple hundred bucks, not to mention the glasses and/or contacts you're going to need to buy.  "Who has the money to pay for this stuff?"  "It can wait awhile; my vision isn't getting any worse..."

 If this sounds like you, then we've got some great news.  Vision care is part of our Free Healthcare Discount Program, and printing off our discount card can save you as much as 50% off the cost of exams, glasses, contacts, & even surgical procedures like LASIK!  You can get these discounts at over 11,000 national & regional eye care centers, like:
 
  • Pearle Vision
  • LensCrafters
  • Eye Masters
  • JC Penny Optical
  • Sears Optical
Funny Kid with Glasses
 
Don't see one near you?  Locate a participating vision provider in your area!
 
Here's a graphic that represents some examples of the discounts you can expect to receive on eyeglasses:
 
Vision Discount Savings Chart
 
 
Head out to the Vision Discount page for more information, or to locate a participating vision provider in your area.  Or check out the Free Healthcare Discount Program Overview for more information on other free programs like Pharmacy, Dental, & Hearing.
 
American Health Value now makes it easier and more affordable than ever to retire those old frames and give both your vision & your look an upgrade with our Free Vision Discount Program!  Print your free card & see how much you can save!

Vision Discount Program Upgrade


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Posted by HSA Admin at 6/21/2012 7:31:00 PM
Friday, June 8, 2012

New HSA Announcement!

Yesterday afternoon we (finally!) launched all of our brand new Health Savings Account Forms at American Health Value, sitewide!  There are hundreds of both new & updated forms for all sorts of different topics:

  • New & Updated Educational Materials
    • Basic to Advanced HSA Information, HSA FAQ's, Employer/Employee "How To" Walkthroughs, etc.
  • New & Updated Marketing Materials
    • Pieces like "HSA vs. Traditional PPO Plans", "The HSA Concept", "Why Use American Health Value", etc.
  • New & Updated Client Forms
    • Deposit Slips, HSA Applications, Rollover Forms, etc.
We took a look back and every single form, and not a one was left untouched.  Some of these forms have just received a new, updated look.  Others however, have been the subjects of a complete overhaul.
 
We've added improvements to everything from functionality, readability & ease-of-use to updated 2012/2013 HSA figures, up-to-the-minute HSA Legislation & online-fillable PDF forms that allow people to type in their information on the form and send it back electronically.
 
QR Codes on American Health Value's HSA Forms
 
 
We've even gone so far as to put QR codes on all our forms that can be printed off & handed out to employees, employers & insurance agents.  This will ensure that if you have a question on one of the forms or any of its content, you'll be able to interact with us immediately (via your smartphone) through our website, phone number and/or social media profiles to get your questions answered on the spot!
 
Below you'll find a nice graphic comparing one of our old forms to the same thing in the newer version, and a couple links to some new forms.  We think it's a huge improvement, what do you guys think?  Let us know in the comment section below!
 
Old HSA Forms vs. New HSA Forms
 
 
Link to our Health Savings Account Deposit Form (shown above)

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Posted by HSA Admin at 6/8/2012 5:30:00 PM
Thursday, May 10, 2012

Healthcare Choice Coalition

American Health Value is proud to announce our partnership with the newly formed Healthcare Choice Coalition!

As a founding board member, our President and CEO Michael Berry has aligned our company and its values and services with a group full of business owners, agents/brokers, physicians and consumers that all share a common vision:  protecting the freedom of citizens to choose their own health care, strengthening their relationship with their personal physician, and preserving the free market so consumer-driven health care can flourish and remain viable for the future.
 
Doctors with Child
 
 
What's Next?
The Healthcare Choice Coalition's first priority is educating private citizens and their elected representatives about the value of preserving their freedom to choose the health care practitioners, health care services, health insurance plans, health care accounts, and other health care goods and services that provide optimal benefit to them.
 
We're also committed to educating private citizens, their elected representatives, and regulatory agencies about the legislative and regulatory initiatives that restrict or expand citizens' freedom to make their own health care choices.
 
Social Media ConnectionsGet Involved!
Are you an agent or broker that believes consumer-driven health strategies are the best way to provide optimal value to your clients?  Are you a business owner that wants to be able to keep your HSA or HRA benefit plan in the future?  Are you one of millions of Americans that love your health savings account and want to see the program expand?  The HCC is representing you and your freedoms.
 
Be an advocate and connect with the Healthcare Choice Coalition on Facebook & Linkedin, or click on the social media buttons below this post to share the cause with friends & family.
 
We're proud to have the opportunity to join the Healthcare Choice Coalition, and to support and strengthen their efforts to preserve and advance consumer-driven health care.

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Posted by HSA Admin at 5/10/2012 7:27:00 PM
Friday, April 27, 2012

MS Walk 2012

Last weekend many of our employees jumped at the opportunity to get together and volunteer at the annual Walk MS Run/Walk sponsored by the National MS Society.

The Walk MS Run/Walk takes place at numerous cities across the country each year and is the National MS Society's rallying point.  It's a time and a place for everyone to stand together and be together - to help raise critical funds that support cutting-edge research, drive change through advocacy, facilitate professional education and provide programs and services to help people with MS move their lives forward.

Visit their website to see all the MS Walks around the country and join the movement in your state!
 
"Wall of Hope" and "The Starting Gun"
Wall of Hope MS Walk 2012 The Starting Gun MS Walk 2012
 
Boise's Walk MS was a huge success, and all together the local teams were able to raise over $65,000 to help support the cause and fight this terrible disease.  All of us from American Health Value had a wonderful time volunteering for the event, and definitely plan on participating again next year.
 
Take a look at some of the great photos our resident photographer Robin shot last weekend during the event below!
 


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Posted by HSA Admin at 4/27/2012 6:04:00 PM
Thursday, March 15, 2012

Pharmacy Discount

This week we're highlighting the "Pharmacy" section of our Free Healthcare Discount Program to try to help get the word out.  It's a free program that will save people (insured or not) up to 65% off the cost of prescription drugs at thousands of pharmacies across the nation.  But, what's the catch?  

 
There isn't one.  There are no fees, there's no club or newsletter to join, we don't even want your email address.  Go to our website, print it off, and it's ready to go.
 
Free Healthcare Discount Card
 
 This program couldn't be more simple and straightforward.  How simple, you ask?  Here's the in's and out's:
  • It's free
  • You don't need to have an HSA with us to get it
  • It can be used with or without any insurance policy
  • It can save you up to 65% off the cost of prescriptions
  • It's accepted at 1,000's of pharmacies across the nation
  • Just print it off, it's pre-activated and ready to use
  • Free pharmacy locator - Enter your zip and Rx to get real pricing at your local pharmacy
The only real question is, "Why wouldn't you use it?"
 
Man Scratching Head
 
This free discount program was originally something we developed to give our HSA account holders an added benefit to alleviate the rising cost of health care in this country.  However, after watching that cost balloon year after year, we saw the negative impact it was having on everyone, whether you had an insurance policy or not.

After laboring over contracts and red tape for 2 years, we were able to establish a program that would provide real, tangible benefit to anyone who possessed it - whether you had an HSA with us or not - whether you even had a current health insurance policy or not.

Take it for a test drive and see for yourself!
 
Pharmacy Locator
 
Visit the Pharmacy Discount Page on our website to both print the card and use the pharmacy locator to put in your zip code and prescription to see how much you can be saving at your local pharmacy.

We encourage anyone and everyone to take advantage of this free healthcare discount program and all the benefit it can provide.  Use it yourself, share it with friends and family, or hand it out at churches and events.  Put it in the hands of anyone that can use it.

On behalf of all of us at American Health Value, we hope this card helps and you are truly able to find some savings in today's rising health care costs.

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Posted by HSA Admin at 3/15/2012 9:05:00 PM
Wednesday, March 7, 2012

Free Healthcare Discount CardWe've decided to write a series of blog posts to help get the word out on our Free Healthcare Discount Program, because it is truly something that is available to help anyone and everyone, insurance or not.

We all know the cost of health care is going through the roof, and everyone can appreciate saving some money.  This is a free service we offer to anyone who needs it.  It has been handed out to numerous churches, school districts, non-profits, and businesses and organizations of all shapes and sizes.  There is no catch, no strings attached, you don't even need to provide an email address to get it.
 
The discount card is 100% free, printable, instantly activated, works for anyone regardless of insurance coverage (or lack thereof), and you DO NOT have to be one of our HSA clients. 
 
Once you print the card, you're instantly getting savings up to 70% on the following programs:
 
Free Healthcare Discount Programs
Just click the image above or visit our Free Healthcare Discount Program Overview page to locate a provider in your area for any of the programs.

For example, let's say you need to get a prescription filled. 

All you need to do is visit our website, click the "Pharmacy Discounts" button and put in your zip code to locate a local pharmacy.  In addition, you can even put in the drug and the dosage to see what it's going to cost at all your local participating pharmacies for price comparison!
 

Pharmacy Discount

Same thing for every other program.  If you need to have an MRI, if you need new glasses, if you need a dental checkup - just visit our website and find a participating provider in your area and check pricing.  All the participating providers are listed, and all their discounts and offers are available from the website so you know what you're paying before you get there!


Here's some of the highlights of our Free Healthcare Discount Program:
  • Free:  No monthly or administrative charges
  • Savings up to 70%:  Depending on program, provider, and service
  • No Limits on Usage:  No termination dates or usage limits
  • Convenient:  Simply print the card and present to participating providers
  • Everyone Qualifies:  No pre-existing condition restrictions
  • Entire Household:  One card can be used by your entire household  
Click to visit our Free Healthcare Discount Overview page to get more details, or simply print the card from here.

Take advantage of these free discount programs!  Use them yourself, or share them with friends, family or someone who needs it by using the social media links below!

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Posted by HSA Admin at 3/7/2012 7:30:00 PM
Wednesday, February 22, 2012

Don't be alarmed...American Health Value just has a new logo! 

We're officially announcing the new version of our logo, right here on our blog!  Although our old one was near and dear to our hearts, we realized it was time for a change... 
We had been using the same basic logo with minor tweaks here and there over the years, but we wanted to really bring our logo up to date with some significant changes - of course while staying true to where we've been and what our wonderful clients and agents are familiar with.

We contacted Neoreef, a local graphic design/web-development company, and gave them the existing versions of our logo and where we wanted to go with it.  We told them we wanted to take it from the flat 2 dimensional logo we've had in the past and make it really stand out in a 3D kind of way.  Add some shadows, update the font, and add a nice shiny finish.  Wow, did they ever deliver!

Below are some images of our logo evolution over the years, and underneath is our new logo.  What do you think?  Do you like the new version?  Jump over to our Facebook Page and let us know!
 
American Health Value Logo Evolution
 
Here's our new version:
American Health Value Current Logo
We hope you guys like it!  Let us know what you think on Facebook or Twitter!  We look forward to hearing from everyone.

 


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Posted by HSA Admin at 2/22/2012 6:34:00 PM
Entries 11-20 of 26
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