2008 HSA Deductibles

	Minimum Deductible	Maximum Out-of Pocket	Contribution Limit	Catch-Up Contribution (If over age 55)
Individual Coverage	$ 1,100	$ 5,600	$ 2,900	$ 900
Family Coverage	$ 2,200	$ 11,200	$ 5,800	$ 900

2009 HSA Deductibles

	Minimum Deductible	Maximum Out-of-Pocket	Contribution Limit	Catch-Up Contribution (If over age 55)
Individual Coverage	$ 1,150	$ 5,800	$ 3,000	$ 1,000
Family Coverage	$ 2,300	$ 11,600	$ 5,950	$ 1,000

* Federally Qualified HSA: To have a Federally Qualified HSA, you must purchase and maintain a high-deductible insurance policy and you cannot be covered by another low-deductible insurance policy.

* Note on compliance with your health plan: This Internet site describes services and benefits of the American Health Value HSA Account, which are subject to change without notice. It is not intended to provide legal, health, or tax advice. Consult your own legal, medical, and tax counsel for guidance on issues that may be affected by your specific circumstances.

* Please note the conditions of your plan: If you intend to use the American Health Value HSA to pay your deductible or other services covered under you health care plan, we strongly recommend that you always comply with the conditions of your plan, including pre-certification requirements.