"First and foremost, thank YOU for being so helpful. I also commend your corporation for having a live person ..."

Michael R. Alves
Ripon, CA
More Testimonials
WHAT IS AN HSA | ELIGIBILITY | DEDUCTIBLES & CONTRIBUTIONS | QUALIFIED EXPENSES | FAQ

IRS Revenue Procedure 2010-22 released in May, 2010 states that the HSA contribution limits and health plan deductibles for 2011 are unchanged from the amounts of 2010 because, after the application of cost-of-living adjustment rules, the changes in the Consumer Price Index for the relevant period do not result in changes to the amounts for 2011.

2010-2011 DEDUCTIBLES & CONTRIBUTIONS

Insurance

HSA Contribution Limits *

Coverage
Minimum
Deductible
Maximum
Out-of Pocket
Regular
Catch-Up
(Age 55+)

Individual

$ 1,200
$ 5,950
$ 3,050
$ 1,000

Family

$ 2,400
$ 11,900
$ 6,150
$ 1,000
*If insurance is effective after January 1 and you deposit the contribution limit, you must maintain your qualified insurance coverage through the end of the following calendar year to avoid possible taxes and penalties on part of your contribution.



2009 DEDUCTIBLES & CONTRIBUTIONS

Insurance

HSA Contribution Limits *

Coverage
Minimum
Deductible
Maximum
Out-of Pocket
Regular
Catch-Up
(Age 55+)

Individual

$ 1,150
$ 5,800
$ 3,000
$ 1,000

Family

$ 2,300
$ 11,600
$ 5,950
$ 1,000
*If insurance is effective after January 1 and you deposit the contribution limit, you must maintain your qualified insurance coverage through the end of the following calendar year to avoid possible taxes and penalties on part of your contribution.