FIVE REASONS TO HAVE AN HSA • ABOUT HSAs • HSA Eligibility • HSA Expenses
2007 Legislative Changes • 2008 HSA Deductibles • HSA Visa • WE GIVE YOU MORE

	What is a Health Savings Account (HSA)?
	An HSA is a savings account that you use to pay for your routine health care expenses. HSAs contain funds that are owned and controlled by you, the account holder. HSA savings rollover every year for your health care expenses and/or retirement. An HSA is portable, the funds remain with you regardless of employment.
What power does an American Health Value HSA give you?
The power to choose the health care professionals, services, and products that are best for you. The power to save money by purchasing a lower-cost, high-deductible insurance plan. HSA funds pay for your qualified and routine health care expenses; insurance kicks in when you have extraordinary health care expenses. The power of financial security and retirement planning with HSA contributions that are tax deductible and earn interest tax deferred.